Select Home Warranty is a popular provider in the home warranty space, but how does it measure up when you weigh the benefits and drawbacks?
Pros
1. Affordable Pricing:
Select offers some of the most budget-friendly plans in the industry. With annual premiums as low as $400 and service fees under $75, it’s a strong choice for cost-conscious homeowners.
2. Flexible Plan Options:
Customers can choose between system-only, appliance-only, or combo coverage. This makes it easy to find a plan tailored to your specific needs.
3. Free Roof Leak Coverage:
Unlike many competitors, Select includes limited roof leak coverage in every plan, which is a nice value-added feature.
4. Nationwide Availability:
Select services all U.S. states except Washington, offering broad coverage to homeowners across the country.
Cons
1. Coverage Caps:
Many repair payouts are limited to $500 per item, which may not be enough for major repairs like HVAC or plumbing systems.
2. Mixed Customer Reviews:
Some customers report delays in service or claim denials, particularly for items deemed to have pre-existing conditions or improper maintenance.
3. Limited Customization:
Select doesn’t offer as many customizable features or high-end plan options compared to some premium competitors.
Who Should Choose Select Home Warranty?
Select is best suited for homeowners looking for basic, affordable protection without needing a high degree of plan customization. If you’re a first-time homebuyer or a landlord seeking protection for rental properties, Select’s simple structure and low cost may be ideal.
Final Verdict
While not the most comprehensive option on the market, Select Home Warranty delivers solid value for everyday homeowners. As always, review your contract carefully to understand the limits and ensure the plan fits your needs.