Pros and Cons of Select Home Warranty

Select Home Warranty is a popular provider in the home warranty space, but how does it measure up when you weigh the benefits and drawbacks?

Pros
1. Affordable Pricing:
Select offers some of the most budget-friendly plans in the industry. With annual premiums as low as $400 and service fees under $75, it’s a strong choice for cost-conscious homeowners.

2. Flexible Plan Options:
Customers can choose between system-only, appliance-only, or combo coverage. This makes it easy to find a plan tailored to your specific needs.

3. Free Roof Leak Coverage:
Unlike many competitors, Select includes limited roof leak coverage in every plan, which is a nice value-added feature.

4. Nationwide Availability:
Select services all U.S. states except Washington, offering broad coverage to homeowners across the country.

Cons
1. Coverage Caps:
Many repair payouts are limited to $500 per item, which may not be enough for major repairs like HVAC or plumbing systems.

2. Mixed Customer Reviews:
Some customers report delays in service or claim denials, particularly for items deemed to have pre-existing conditions or improper maintenance.

3. Limited Customization:
Select doesn’t offer as many customizable features or high-end plan options compared to some premium competitors.

Who Should Choose Select Home Warranty?
Select is best suited for homeowners looking for basic, affordable protection without needing a high degree of plan customization. If you’re a first-time homebuyer or a landlord seeking protection for rental properties, Select’s simple structure and low cost may be ideal.

Final Verdict
While not the most comprehensive option on the market, Select Home Warranty delivers solid value for everyday homeowners. As always, review your contract carefully to understand the limits and ensure the plan fits your needs.

Select Home Warranty Cost and Coverage Breakdown

Choosing the right home warranty plan can save you thousands of dollars on home repairs, and Select Home Warranty offers plans with some of the lowest premiums in the industry. Let’s explore what their plans cost and what coverage you receive.

Pricing Overview
Bronze Care Plan: Approximately $400–$450 annually

Gold Care Plan: Also around $400–$450 annually

Platinum Care Plan: Slightly higher, at $500–$600 annually

Service call fees (the amount paid when a technician visits your home) typically range between $60 and $75, which is lower than many competitors.

What’s Covered?
Each plan includes different sets of coverage:

Bronze Care: Covers household appliances like microwaves, ovens, dishwashers, and garbage disposals.

Gold Care: Covers HVAC systems, plumbing, water heaters, and electrical systems.

Platinum Care: Combines both with extras, including ceiling fans and garage door openers.

Add-On Coverage Costs
Each add-on usually costs $40–$100 annually, depending on the item. These optional items help cover pool pumps, septic systems, stand-alone freezers, and more.

Are There Coverage Caps?
Yes. Most items have a $500 coverage cap per repair, though this may vary based on the item and policy details. Always read the contract thoroughly to understand limitations.

Is Select Home Warranty Worth the Cost?
For homeowners seeking value and basic coverage, Select Home Warranty’s pricing is hard to beat. It’s especially attractive for those who don’t need luxury coverage or custom plans.

A Comprehensive Overview of Select Home Warranty

Select Home Warranty is one of the rising names in the home warranty industry, offering homeowners an affordable and efficient way to protect their most valuable systems and appliances. With growing competition among warranty providers, Select Home Warranty stands out for its simple plan options, competitive pricing, and nationwide coverage.

What is Select Home Warranty?
Founded in 2012, Select Home Warranty has built a reputation for providing cost-effective home protection plans. Their coverage is designed to protect homeowners from the financial burden of unexpected repairs to essential systems and appliances caused by regular wear and tear.

Plan Options
Select Home Warranty offers three main plans:

Bronze Care: Covers appliances such as refrigerators, dishwashers, ovens, washers, and dryers.

Gold Care: Focuses on systems like plumbing, electrical, heating, and air conditioning.

Platinum Care: A comprehensive plan that combines both appliance and system coverage, along with extras like garage door openers and ceiling fans.

Optional Add-Ons
Homeowners can customize their plans with additional coverage for items such as:

Pools and spas

Lawn sprinkler systems

Septic systems

Central vacuums

These add-ons allow users to tailor their warranty to the specific features of their home.

Customer Service and Claims
Select offers 24/7 claim support through their online portal or by phone. Customers generally receive service within 48 hours, depending on the availability of local contractors.

Final Thoughts
If you’re looking for an affordable and flexible home warranty provider, Select Home Warranty offers a good balance of cost, coverage, and customer service, especially for first-time homebuyers or those with aging home systems.